IMeureka
Spanish collaborative platform for insurance mediation. Brokers place risks on a marketplace of 150-plus insurers, MGAs and insurtechs, while AI reads offer documents to build coverage comparisons automatically, replacing manual spreadsheet work.
What is IMeureka?
IMeureka is a collaborative platform for insurance mediation, built and run in Spain by INSURANCE MANAGER, itself a broker licensed by the Spanish insurance regulator DGSFP under key J-3676. It describes itself as the first platform where insurers and brokers negotiate risks together, and it addresses three audiences at once: brokerages, insurers including MGAs and insurtechs, and technology partners.
The artificial intelligence in the product is narrow and clearly identified rather than diffuse. It powers the coverage comparison module: the system reads the offer documents a broker receives, extracts the coverages and sub-limits they contain, and composes the comparison automatically, which the vendor pitches as the end of spreadsheet work. A second intelligent component reads synchronised email so that opportunities buried in a mailbox are not missed.
Around that sits a marketplace. A broker publishes a risk and more than 150 markets filter and quote it according to their declared risk appetite. Working the other way, an insurer configures its appetite, receives automatic notifications and can search proactively for business it wants, then track how its quotes performed and defend an existing book.
The rest of the platform covers the daily work of a brokerage: taking risks to market, automatic quoting through API connections to third-party rating engines, data and analytics on quotes and claims, co-broking, a risk management space where the broker's own corporate clients consult policies, claims, questionnaires and endorsements, public tenders loaded from the Spanish official gazette, prospecting by filtering a company database on postcode, and electronic signature.
IMeureka positions itself as a complement to an existing ERP rather than a replacement. Onboarding is handled by the vendor, which sets up users, sector contacts and mailbox synchronisation; a brokerage may migrate its whole book or use the platform deal by deal. All lines of business are covered, from property damage and liability to D&O, cyber, surety, group accident and credit. A 15-day free trial is advertised, but access runs through a demo request and no price is published anywhere on the site.
What it does
- Automatically compare coverages and sub-limits extracted by AI from offer documents
- Publish a risk on the marketplace and collect offers from more than 150 markets
- Synchronise your mailbox and let intelligent email reading surface opportunities
- Track quotes, response times and claims in a single analytics view
- Request reinsurance capacity in real time
- Co-broke by publishing an opportunity for a peer to help place
- Sign policies electronically through Signaturit
When to use IMeureka / When not to
A quick filter to help you decide if IMeureka is the right fit.
When to use IMeureka
- Spanish insurance brokerages placing commercial risks across several markets at once
- Broking teams that still compare coverages and sub-limits by hand in spreadsheets
- Brokerages wanting to automate repetitive work without replacing the ERP they already run
- Insurers, MGAs and insurtechs that want to source risks matching a declared risk appetite
- Broker account managers who need quote tracking, response times and claims in one dashboard
When not to use IMeureka
- Buyers who need a published price before talking to a salesperson, since no rates appear anywhere on the site
- Anyone wanting instant self-service signup, as access runs through a demo or access request
- Teams needing an English-language application, the product login being Spanish only
- Brokers operating outside Spain, whose mediation licence covers only Iberia, the Balearics and the Canaries
- Developers looking for a public API to build on, none being documented
How to use IMeureka
A typical end-to-end flow, from setup to results.
- Request a demo or access through the form on the demo page, or the contact form on the homepage
- Discuss scope with the vendor, since there is no self-service signup and no published price
- Start the advertised 15-day free trial
- Decide the adoption route: migrate the whole book, or use the platform only for chosen deals
- Let the vendor run onboarding, which it describes as a process it takes care of end to end
- Have your users and your usual insurance-sector contacts loaded into the platform
- Synchronise your mailbox so intelligent email reading can surface opportunities
- Connect the ERP and rating engines you already use, through the platform's API connections
- Publish a first risk on the marketplace and collect quotes from interested markets
- Sign in thereafter at the platform login with your email and password
Pros & Cons
Pros
- The AI claim is specific and bounded, naming exactly what it does to which documents
- Two-sided marketplace puts brokers and insurers on the same platform, which compounds its value
- Positioned as a complement to an existing ERP, which lowers the cost of adopting it
- Named integrations across the Spanish broking ecosystem and with everyday tools
- A 15-day free trial is advertised, and vendor-run onboarding removes most of the setup burden
- The publisher is a licensed, regulated broker with professional indemnity cover and real sector knowledge
- A detailed information security policy and a formal customer complaints service are both published
Cons
- No price is published anywhere: there is no pricing page at all, and no entry-level figure
- No self-service signup, so evaluating the product requires a sales conversation
- The English version of the site is incomplete, with several sections left in Spanish
- The application itself was observed in Spanish only, with no language selector
- ISO/IEC 27001 is presented as a standard the company complies with, without certificate number, certifying body or validity
- Nothing is published about where data is hosted, and no subprocessor list or DPA is offered
- The privacy policy advertises iOS and Android apps that cannot be found in either store
Pricing & Plans
No price is published. IMeureka operates no pricing page whatsoever, publishes no rate card and states no entry-level figure, so neither a starting amount, a currency nor a billing unit can be reported. Access to the product is obtained by requesting a demo or an access, and a 15-day free trial is advertised on both the Spanish and English homepages. Readers should note that the only monetary terms appearing on the site concern insurance itself rather than the software: the terms and conditions define the prima as the price of the insurance policy, and state that the broker's remuneration carries no fee charged to clients and no increase in their premiums. Those clauses describe the broking business model, not the cost of the platform. The free and open access mentioned in the terms refers to the public website, not to a permanent free tier of the product.
Data, GDPR & hosting
A consolidated view of how IMeureka handles your data.
GDPR overview
The privacy policy is structured around the GDPR and cites Regulation (EU) 2016/679 alongside Spanish Organic Law 3/2018, although the published text mistypes the regulation number as 2016/671. It sets out processing principles, purposes, legal bases and the full set of data subject rights: access, rectification, erasure, restriction, portability and objection. Rights are exercised by email to info@imeureka.com, and complaints may be lodged with the Spanish supervisory authority, the AEPD. The FAQ commits the company to complying with all data protection regulations. No data protection officer is named, and no Article 27 representative is designated, which is consistent with a controller established in Spain. The policy carries no effective date or version number, and says nothing about international transfers.
Who owns the data?
INSURANCE MANAGER, S.L. acts as data controller in its capacity as a licensed insurance broker, for the data of people who deal with it. The material it handles goes well beyond account credentials: policy information, and the personal data of the individuals and employees named in those policies, along with the policyholder's name. Users who supply third-party data undertake to inform those people of the privacy policy. Neither the terms nor the privacy policy contains any clause transferring ownership of customer content to the publisher, and none grants the vendor rights of commercial reuse beyond delivering the service.
Reuse rights
The published documents describe what the vendor does with data, not what customers may do with what they extract. Declared purposes are limited and specific: running the service, operating the policy comparison and quotation service so users receive offers from insurers, measuring traffic and diagnosing technical problems, and sending news of promotions and updates. The legal bases cited are contract performance, legitimate interest, legal obligation and consent. Commercial prospecting by electronic means rests on legitimate interest and can be objected to by email. Nothing in the terms restricts a broker from reusing the comparisons and quotes produced for their own clients, which is the ordinary purpose of the tool. Notably, the site nowhere states whether customer data is used to train AI models.
Data retention & training
Hosting summary
Nothing is published about data hosting. The site names no country, no region, no hosting provider and no subprocessors, and the privacy policy contains no section on international transfers. The only related material is in the terms and conditions, which describe a secure environment with encrypted communication between the parties; that passage cites RC4 at 256 bits, an algorithm now considered obsolete, which is more likely a sign of an ageing document than of current practice. The public website resolves to an address operated by Google, but that is an observation about the marketing site, never a statement by the publisher, and it says nothing about where the platform and its policy data actually live. Given that the service handles insurance policies and the personal data of the people named in them, buyers should treat hosting jurisdiction, subprocessors and the availability of a data processing agreement as open questions to raise directly with the vendor.
Things to keep in mind
Risks and trade-offs to weigh before adopting IMeureka.
- The legal entity is older than the brand: registered on 28 February 2018 as SUBASPRECIO-2018, S.L., renamed INSURANCE MANAGER in February 2019, while the site says 'since 2021'
- The site spells its own company name two ways, S.R.L. in the legal notice and S.L. in the privacy policy, the register using S.L.
- ISO/IEC 27001 is claimed as a standard complied with, not evidenced by any certificate, body or validity date, so it should not be relied on as certification
- The privacy policy advertises iOS and Android applications that do not exist in either store, and no store badge appears on the site
- The published terms govern insurance mediation towards the insured, not a software licence: no SaaS contract is published for the platform itself
- Nothing is disclosed about hosting, subprocessors, retention periods in days, or whether customer data trains AI models, which matters given the policy data involved
- The site returns no error pages at all, so any URL cited from it should be verified before being trusted
Setup & Integrations
Technical difficulty
Low for the customer, because the vendor absorbs the work. Onboarding is run by IMeureka, which loads your users and your usual sector contacts and synchronises your mailbox, and states plainly that it takes care of everything. A brokerage can migrate its entire book or start with individual deals, which allows a gradual rollout. Connections to an existing ERP and to rating engines go through the platform's API links, though no public technical documentation exists to scope that work in advance. The real friction is commercial rather than technical: there is no self-service signup, so getting started requires a sales conversation.
Deployment
Integrations
Supported languages
Behind IMeureka
Fundraising
Social
Resources
All the official URLs gathered for verification and reference.
Frequently asked questions
What exactly does the artificial intelligence do?
How much does IMeureka cost?
How do I get started, and how hard is setup?
Do I have to replace my existing ERP?
Which integrations are named?
Is there a public API I can build on?
Is IMeureka certified to ISO 27001?
Where is my data hosted, and is a DPA available?
Is customer data used to train AI models?
Is there a mobile app, and who can use the service?
Should you pick IMeureka?
IMeureka is a narrow, deliberately vertical tool: it serves Spanish insurance mediation and makes no pretence of serving anything else. That focus is its main strength. The artificial intelligence is genuine but circumscribed, confined to extracting coverages and sub-limits from offer documents and to reading synchronised email, and the vendor describes it in those terms rather than dressing the whole platform in AI language. Around it sits a two-sided marketplace whose value depends entirely on the 150-plus markets it claims, and a broad set of brokerage tools that only make sense to someone who already does this work.
The publisher is substantial rather than speculative. INSURANCE MANAGER is itself a licensed and regulated broker, registered since 2018, carrying professional indemnity cover, and it raised 1.35 million euros in 2023 from people who run insurers and large brokerages. That is a meaningful signal in a sector where domain credibility is hard to fake.
The main obstacle to evaluating it is commercial opacity. Nothing is priced, nothing can be tried without a sales conversation, and the advertised 15-day trial is reachable only through a demo request. Prospective buyers should also press on several points the site leaves open: where data is hosted, which subprocessors are involved, whether a data processing agreement exists, and whether customer data feeds model training, a question the site never addresses. The ISO 27001 reference should be read as a statement of alignment, not as a certificate, until the company produces one. For a Spanish brokerage drowning in coverage spreadsheets, it is worth the demo; for anyone else, the fit is narrow.
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