Tinsa Digital
Tinsa Digital pairs an EAA-approved automated valuation model with Radar, a Spanish property market-research app where you draw the study area yourself. Built for banks, funds, insurers, agencies and developers working on Spanish real estate.
What is Tinsa Digital?
Tinsa Digital is the proptech arm of the Tinsa valuation group, and the site presents it under the group's Accumin banner. Two products sit at the centre of its offer. The first is an automated valuation model, described by the publisher as the only Spanish model approved by the European AVM Alliance. It hybridises up to three artificial-intelligence algorithms — regression, Random Forest and deep learning are the ones named — and returns, for each property, the most probable market value together with a Confidence Level and a Forecast Standard Deviation. The publisher claims better than 84% accuracy, 99% coverage, more than 15,000 valuations an hour and over 100 million valuations performed to date. The model draws on a database of more than eight million inspected properties, which is what allows it to know whether a given home actually has a lift, a pool, or a particular state of repair, and on a proprietary zoning of Spain, Chile, Mexico and Colombia built on market logic rather than on administrative boundaries. Portfolios are submitted as a file or through the API, and come back within twenty-four hours carrying the valuation, its confidence indicators, a set of area indicators and the eight nearest comparables used, so the figure can be defended to a third party. Valuations can also be run retrospectively, property by property, as far back as 2009.
The second product is Radar, a web application for market studies. Rather than picking a postcode, the user places a marker, draws the study area by hand and chooses a property type; Radar then returns value dispersion by surface area, bedroom count and age, gross rental yield, average household income and financial effort, a zonal score placing the area in one of seven phases of the property cycle, prices back to 2001 and a twelve-month forecast. Studies export to PDF under the customer's own logo. A companion tool, Radar Analytics, is supplied with portfolio valuations for segmentation work.
What it does
- Value an entire property portfolio automatically and receive an enriched results file
- Read a confidence level and a forecast standard deviation for every single valuation
- Draw an area freely on the map and generate a full market study for exactly that shape
- Consult more than thirty property and financial indicators for any Spanish area
- Value a property as at a past date, going back to 2009
- Export a study to PDF under your own logo
- Normalise, review and enrich an existing property dataset
When to use Tinsa Digital / When not to
A quick filter to help you decide if Tinsa Digital is the right fit.
When to use Tinsa Digital
- Banks and mortgage lenders that need to revalue thousands of properties at once and attach a measurable confidence level to every figure
- Funds and servicers managing non-performing loan or repossessed asset portfolios and pricing bids on Spanish property
- Insurers checking whether the homes they cover are under-insured or over-insured against an estimated reconstruction cost
- Estate agencies and property developers who need a market study for one specific street or neighbourhood rather than a whole postcode
- Research, analysis and valuation departments looking for rental yield, household income and demand indicators to complete their own work
When not to use Tinsa Digital
- Anyone working outside Spain: Radar's geography, sources and indicators are entirely Spanish
- Homeowners after a single free estimate of their own flat, since no permanent free plan exists and a study cannot be produced without one
- Lenders who need a regulated appraisal with a physical inspection, which the parent valuation company handles as a separate service
- Teams that cannot work in Spanish, as the English route of the Radar application is only partly translated
- Engineering teams expecting to integrate on their own against documented public API reference material
How to use Tinsa Digital
A typical end-to-end flow, from setup to results.
- For a market study, open the Radar application and create an account or sign in
- Choose one of the three plans in the selector, since the dashboard will not let you start a study without one
- Complete the four-step checkout: sign-in, billing details, payment, confirmation
- Click 'Nuevo estudio', place a marker on the map and draw the area you want to analyse
- Pick the property type and adjust the filters, which recalculate the average values in real time
- Read the charts, tables and indicators, then download the study as a PDF carrying your own logo
- Consult the downloadable manual or the sample report if you want to see the output before buying
- For a portfolio valuation, use the contact form or email the publisher directly
- Attach the list of properties as an .xls, .xlsx, .csv or .txt file no larger than 9 MB
- Alternatively, ask the publisher about integrating the valuations and comparables through the API
Pros & Cons
Pros
- The valuation model is presented as the only Spanish one approved by the European AVM Alliance
- Every valuation carries a reliability measure, which many automated models do not provide
- Underlying data comes from properties physically inspected by experts who neither buy, sell nor manage real estate
- Comparables are handed over with the result, making the figure defensible to a third party
- Radar lets the user define the study area by hand rather than accept a postcode
- A self-service entry point at EUR 29 with a seven-day free trial makes the data accessible to small firms
- Studies export as white-label PDFs under the customer's own logo
Cons
- Coverage is Spain-centred: Radar is Spanish only, and the model's zoning reaches just four countries
- The interface and all documentation are in Spanish, and the English route of Radar remains half translated
- The API is sold on four separate pages but no public documentation exists for it
- Neither terms and conditions nor a legal notice page is published anywhere on the site
- The privacy policy is the parent group's generic document and points to the group's own website
- No data processing agreement is published or offered on request, and there is no permanent free plan
- The site is editorially frozen: a 2020 copyright, a blog that stops in 2021 and counters labelled 2019
Pricing & Plans
There is no permanent free plan. The lowest price point is EUR 29 for a single Radar market study, charged per study rather than by subscription. The two recurring plans are EUR 99 per month, covering fifteen new studies, and EUR 259 per month, covering forty-five. A seven-day free trial is offered. The automated valuation model, the Analytics application and the API carry no published price and are quoted on request.
- Individual — EUR 29 per market study — first seven days free — PDF download with a personalised logo — email support — monthly study refresh — quarterly indicator refresh
- Profesional — EUR 99 per month — 15 new market studies per month — first seven days free — PDF download with a personalised logo — email support — monthly study refresh — quarterly indicator refresh
- Avanzado — EUR 259 per month — 45 new market studies per month — first seven days free — PDF download with a personalised logo — email support — monthly study refresh — quarterly indicator refresh
Data, GDPR & hosting
A consolidated view of how Tinsa Digital handles your data.
GDPR overview
GDPR implementation is concrete but generic. The policy sets out access, rectification, erasure, restriction, objection and portability, exercised by writing to protecciondedatos@tinsa.com or by post to the legal department with proof of identity, and it names the Spanish supervisory authority, the AEPD in Madrid, as the route for complaints. International transfers are addressed explicitly: group companies outside the European Economic Area may access data, with Mexico given as the worked example, under the European Commission's standard contractual clauses, while United States providers are covered by the Data Privacy Framework. Cookie consent runs through a dedicated GDPR plugin. No Article 27 representative is named, which is consistent with a publisher established in Spain. No data processing agreement is offered to customers, and the policy is written for the parent group rather than for this product.
Who owns the data?
The privacy policy published on this site is a group document rather than a product one. It names TINSA TASACIONES INMOBILIARIAS, S.A.U. as the controller of the site's user registry and points readers to the group's corporate website. Tinsa Digital S.L.U. appears in it as a separate group company that may receive a client's name, email address and telephone number, with consent. The data gathered covers identification details, economic and financial information and transaction records, collected directly from clients, by telephone or email, through third parties mandated by clients such as lending institutions, and occasionally from land and commercial registries. Data about third parties supplied by a client is processed solely to deliver the contracted service.
Reuse rights
No reuse licence is granted to the end user, and the site publishes no terms and conditions page that could define one. What the publisher does set out is its own use of the data: processing the request made through the site, delivering the contracted service, and, for existing clients, promoting similar services under legitimate interest with a standing right to object. Marketing messages beyond that require explicit consent and involve automated commercial profiling that the client can withdraw at any time without affecting the contract. Telephone calls are recorded for integrity and evidential purposes. Nothing in the published documents states whether client data is used to train the valuation models, in either direction.
Data retention & training
Hosting summary
The privacy policy states only that data is held on secure servers belonging to the publisher, its subcontractors or its business partners, and it names no hosting country at all. What it does address is access and transfer: because the companies involved form part of a multinational group, staff, agents or contractors in several countries may reach the data, including countries outside the European Economic Area. Mexico is given as the worked example, covered by the European Commission's standard contractual clauses, and third-party providers in the United States are said to be covered by the Data Privacy Framework. Customers can request further detail on the specific safeguards and on where the accessing companies sit. The publisher also acknowledges that absolute protection against intrusion cannot be guaranteed over the internet. As a separate technical observation rather than a published commitment, the domain resolves to an address located in Madrid, Spain.
Where Tinsa Digital works
Country-level availability.
Available in
Things to keep in mind
Risks and trade-offs to weigh before adopting Tinsa Digital.
- The site contradicts itself on the Radar plan quotas: one block on the pricing page shows fifteen and forty-five studies a month, another on the same page shows five and fifteen. The figures used here are the ones in the payment checkout
- It also contradicts itself on data volume, claiming six million new data points a week on one page and ten million a day on two others
- Credit for the European AVM Alliance approval shifts between Tinsa Digital's model and the Tinsa group depending on the paragraph, and the site never settles it
- Headline network figures such as 1,300 surveyors and 1,200 reports a day belong to the parent valuation company, not to Tinsa Digital, which collects and structures that output
- The ISO 27001 and ISO 27701 certifications are held at group level and extended to group companies by a statement of applicability, which is not the same as a certification of this product
- The price forecast is described by the publisher itself as a basic statistical model that does not reflect Tinsa's opinion, with a recommendation that clients run their own studies; treating it as a valuation input deserves caution
- The dedicated Analytics page no longer exists: the 'request a demo' link on the About page silently redirects to the homepage, so part of the advertised range cannot be assessed
Setup & Integrations
Technical difficulty
Two very different levels sit side by side. Radar needs no technical work at all: register, buy a plan, draw an area and read the result, with a downloadable manual if needed. The portfolio valuation is only slightly harder, requiring a spreadsheet of properties in .xls, .xlsx, .csv or .txt format under 9 MB. The API is the exception. It is sold but undocumented publicly, so any integration has to start with a conversation with the publisher rather than with a reference page, which makes planning the work difficult.
Deployment
Supported languages
Behind Tinsa Digital
Social
Resources
All the official URLs gathered for verification and reference.
Frequently asked questions
What does the Tinsa Digital automated valuation model actually do?
How accurate is the model, and how would I know?
Is the model externally approved?
What is Radar?
What does it cost?
Is there a free trial or a free plan?
Which countries does it cover?
Is there an API?
How long is my data kept, and how do I exercise my GDPR rights?
Should you pick Tinsa Digital?
Tinsa Digital is one of the rare property data tools whose credibility rests on something other than volume. Its valuation model is fed by homes that surveyors have physically entered and measured, which is why it can tell you whether a flat has a lift or what state it is in, and it returns a reliability figure for every property rather than a single accuracy claim for the whole batch. Handing over the eight comparables used is a small decision that says a lot: it makes the number arguable rather than oracular. Radar then takes the same material and puts it in reach of a single agent for EUR 29, with the genuinely useful twist that you draw the catchment area yourself instead of accepting a postcode drawn for delivering post.
The reservations are real and mostly not about the modelling. The reach is Spanish, the interface is Spanish, and the English route into Radar is half finished. The commercial surface is opaque in places: an API is sold on four pages with no documentation behind it, no terms and conditions or legal notice exist anywhere on the site, no data processing agreement is offered, and the privacy policy you are asked to accept is the parent group's, written for a different website. The site itself has plainly not been maintained for some years, with a 2020 copyright, a blog that stops in 2021 and counters still labelled 2019, even though the Radar application and its checkout are working normally. Anyone evaluating this seriously should treat the published prices and claims as needing confirmation, and should ask the publisher to state plainly which entity contracts with them and which certifications attach to the product rather than to the group.
- Choosing a selection results in a full page refresh.
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