Numra
Numra builds bespoke AI agents that execute finance operations work — inbox triage, accounts payable, receivables and data transformation — inside the systems a team already uses. Sold as a flat annual licence per agent, from EUR 2,500.
What is Numra?
Numra is a finance-operations automation platform built by Numra Limited, an Irish company based in Dublin with a second office in New York. It sells AI agents rather than software modules: each agent is scoped to a single workflow, configured to one customer's rules, and deployed into the systems that customer already runs.
Four agents are shown on the site. The Inbox Agent reads a shared finance mailbox, works out what each message is — invoice, statement, dispute, remittance, vendor query — then labels, forwards, replies or passes it downstream. The AP Agent captures supplier invoices, extracts vendor, amount, GL code and tax treatment, matches against purchase orders within a tolerance, checks for duplicates and routes approvals. The AR Agent generates invoices from contract milestones, runs reminder sequences and applies cash. The Data Agent moves and reshapes data between CRM, ERP and spend tools.
The defining choice is that the agents act rather than suggest. Rules are captured in plain English — approval thresholds, GL coding, VAT and reverse-charge treatment, duplicate handling — and executed exactly as written. Numra connects to the inbox, ERP, expense tools, bank feeds and CRM through APIs the customer already has, so nothing is migrated and no system is replaced. Named integrations include Gmail, Outlook, Xero, QuickBooks, NetSuite, Pleo, Spendesk, Slack, Revolut, Stripe and SharePoint.
Control stays with the finance team. Every agent carries review checkpoints, auto-approval thresholds are configurable, and each action opens its own reasoning: where a value came from, which rule fired, why the decision was reached. Actions are logged and the audit trail is exportable.
This is not a self-serve product. Buying starts with a demo, followed by a scoping phase that maps the workflow and its edge cases, a configuration phase tested against real transactions, then go-live — typically two to four weeks, or under a day for simple inbox routing. Numra calculates the expected payback before the contract and says it declines the work when the numbers do not hold. The performance figures displayed across the site come from interface mock-ups, not audited measurements.
What it does
- Read, classify and route every message arriving in a shared finance inbox
- Capture supplier invoices, apply your coding rules and match them to purchase orders
- Route approvals against your own thresholds, then post the entries into your ERP
- Raise sales invoices from contract milestones and chase outstanding balances
- Draft and send rule-based replies to suppliers and customers
- Move, clean and reshape data between CRM, ERP and spend tools
- Expose the reasoning behind every action: source value, rule applied, conclusion
When to use Numra / When not to
A quick filter to help you decide if Numra is the right fit.
When to use Numra
- Mid-market and enterprise finance teams with high, repetitive transaction volume
- Accounts payable teams buried in invoice capture, GL coding and purchase-order matching
- Finance departments running a high-volume shared inbox across several legal entities
- Controllers who want automation without replacing their ERP or redesigning their processes
- Teams that must show a measured payback before any tool gets signed off
When not to use Numra
- Small businesses with light workloads — Numra states plainly they will not see enough benefit
- Buyers who want to sign up online and be running the same afternoon
- Teams that need a free plan or a self-serve trial before committing budget
- Developers looking for a public API to build on top of
- Organisations whose finance work is ad hoc rather than rule-based and repeatable
How to use Numra
A typical end-to-end flow, from setup to results.
- Submit the demo form with your role, company size and the workflows you want automated
- Take the introductory call — Numra says it responds within one business day
- Walk the team through your process end to end during the Capture phase
- Document your rules, approval thresholds and edge cases so they can be codified
- Identify the systems the agent must reach, and the points where a human must review
- Connect your shared mailbox by OAuth (Gmail or Outlook) and hook up your other systems
- Read back your rules translated into plain English and correct anything that reads wrong
- Test the agent against real transactions and validate the awkward cases
- Go live, then watch the dashboard for actions taken, errors and items awaiting review
- Correct any wrong decision and update the underlying rule so it does not recur
Pros & Cons
Pros
- Agents are built around your existing process — no ERP migration, no re-engineering
- Every decision is explainable: source value, rule applied and conclusion are all on record
- Payback is calculated before you commit, and Numra says it walks away when it does not add up
- Unusually precise security documentation for a company this young: published Article 28 DPA, named hosting subprocessor, TLS 1.2+ and AES-256
- No training on customer data, and zero retention at the model layer
- One licence covers the whole team — no per-seat charge and no per-transaction fee
- Named, quantified customer case studies rather than an anonymous logo wall
Cons
- Nothing is self-serve: a demo, a scoping exercise and a quote stand between you and the product
- The published range runs from EUR 2,500 to over EUR 60,000 a year, so the real price is unknowable in advance
- No free plan and no free trial; the three-month pilot phase is contractual and paid
- Annual contract paid in advance, auto-renewing, with 120 days' notice required to leave
- Three pages of the same site disagree on where data lives: EU only, mostly EU, or EU-or-US
- An ISO 27001 badge sits in every footer with no certificate number, certifying body or report behind it
- No public API, no mobile app, and no public support channel — the helpdesk is contractual
Pricing & Plans
There is no free plan and no free trial. Pricing takes the form of a flat annual licence per agent, quoted individually after a scoping exercise, and the lowest published entry point is EUR 2,500 per year for a simple, low-volume workflow. Complex, high-volume agents are stated to exceed EUR 60,000 per year. The licence carries no per-seat and no per-transaction charge, and each additional agent is priced independently of the first. A build fee may apply where custom integrations or significant development work are required. Contracts run for twelve months, paid in advance.
- No tiers. No add-ons. Every customer gets everything
- One annual licence per agent
- priced individually on the complexity and volume of the workflow
- from EUR 2
- 500 per year for a simple
- low-volume agent
- over EUR 60
- 000 per year for a complex
- high-volume agent
- scoping and workflow capture
- integration with existing systems
- plain-English rule configuration
- testing against real transactions
- full audit trail and agent reasoning
- ongoing monitoring and support
- rule updates
- configurable approval and auto-post thresholds
- build fees for custom integrations or complex review screens
- major platform upgrades
- and a dedicated Supplier Manager
Data, GDPR & hosting
A consolidated view of how Numra handles your data.
GDPR overview
GDPR compliance is claimed explicitly and repeatedly: a "GDPR Compliant" badge sits in every page footer, and the security page states the service is GDPR compliant under DPA. The claim is backed by more than wording — a full Article 28 data processing agreement is published on the site rather than offered on request, alongside a privacy policy dated 13 January 2026. Numra Limited is established in Ireland, so it falls directly under the GDPR and the Data Protection Act 2018; no Article 27 representative is required or named. The documents set out access, rectification, objection, erasure, portability and consent-withdrawal rights, breach notification within 72 hours, and a client right of audit on 30 days' notice. No data protection officer is appointed; privacy questions go to a named individual address.
Who owns the data?
Under the terms and conditions, ownership is split cleanly. All intellectual property rights in Customer Material — everything the client feeds into the platform — remain the exclusive property of the client. The platform itself, and the Contract Material generated by the service (analysis, data and solutions), belong to Numra, which grants the client a non-exclusive, perpetual licence to use that output for its own internal business purposes. For personal data the client is the controller and Numra the processor, acting only on documented instructions. On exit, Numra deletes or returns all customer data within 30 days and certifies the deletion in writing.
Reuse rights
The client keeps full rights over the material it supplies and needs nobody's permission to reuse it. The output the agents produce — extracted data, postings, analyses — belongs to Numra as Contract Material, but the client holds a non-exclusive, perpetual licence to use it internally without asking again. That licence stops at internal use: reselling, sublicensing, renting out or reverse engineering the platform is prohibited. Numra, for its part, may use client data only to run the agreed workflow. It states that it builds no secondary databases of customer data, shares nothing with third parties except on the client's instruction or under legal obligation, and does not train models on it.
Data retention & training
Hosting summary
Numra's cloud infrastructure runs on Heroku, operated by Salesforce, inside the European Union — specifically Ireland, as stated in the data processing agreement. The security page presents EU-WEST-1 as the active region and US-EAST-1 as available, with residency enforced at infrastructure level so that data does not leave the chosen region. Infrastructure isolation is maintained across compute, storage and network layers, and single-tenant dedicated environments can be requested. Data is encrypted with TLS 1.2 or higher in transit and AES-256 at rest. AI processing runs through enterprise-tier APIs from commercial LLM providers, under contractual terms prohibiting training and with zero retention on the provider's side. One caution: the privacy policy states that personal data is stored exclusively within the EU and that no transfers outside the EU take place, while the DPA speaks of the majority of customer data being in the EU and provides for transfers under the EU-U.S. Data Privacy Framework. The published documents do not agree, and the applicable arrangement should be confirmed contractually.
Things to keep in mind
Risks and trade-offs to weigh before adopting Numra.
- Automation complacency: when the log clears every morning with zero errors, the review screen stops being read — and the one wrong posting goes through with the rest
- Skill erosion: the coding calls, PO matching and VAT judgement the agent absorbs are exactly how junior finance staff learn the business
- The agent replies to suppliers and customers in your name. Scope what it may say, and to whom, before it goes live
- Three pages of the same site disagree on where your data is stored. Get the answer written into the contract, not read off the marketing page
- The ISO 27001 badge in the footer carries no certificate number and no certifying body, and it does not appear among the security checks the site itself lists
- Every performance number on the site — hours saved, cost per transaction, ROI multiple — comes from an interface mock-up, not an audited measurement
- The reasoning behind each decision is visible, but the underlying models are third-party APIs you neither choose nor can audit
Setup & Integrations
Technical difficulty
Technically undemanding for the customer: Numra performs the configuration itself during its Capture and Configure phases. Mailboxes connect through OAuth, so no password is handed over, and rules are written in plain English rather than code. What the client must supply is system access, the right OAuth scopes and permissions, and — the real work — a clear articulation of its own process, including the edge cases nobody has ever written down. Testing runs against real transactions before go-live. Expect under a day for simple inbox routing, and two to four weeks for most agents.
Deployment
Integrations
Behind Numra
Fundraising
Resources
All the official URLs gathered for verification and reference.
Frequently asked questions
Who is Numra for?
What does it cost?
Is there a free trial or a free plan?
How long before an agent is actually running?
Do we have to change our ERP or our processes?
Which systems does it connect to?
Is our data used to train AI models?
Where is our data hosted?
Is a data processing agreement available?
How do we cancel?
Should you pick Numra?
Numra is a serious, well-documented product rather than a landing page full of promises. The company behind it is identifiable — Numra Limited, Irish registration number 741389, registered office in Dublin — and it publishes four substantial legal documents, including a full Article 28 data processing agreement that names its hosting subprocessor. Its pricing is public in a way most enterprise vendors avoid, even if the range spans a factor of twenty-four and the real number only emerges after scoping.
What Numra sells is narrow, and honest about being narrow: the execution of repetitive finance workflows. It is not an ERP, not a reporting tool, and not something a small team will get value from — the company says so itself. The commercial model is closer to a project than a subscription: scoping, a bespoke build, a twelve-month contract paid in advance, 120 days' notice to leave.
Three reservations deserve attention. The site contradicts itself on data location: the privacy policy claims EU-only storage with no transfers out, the DPA allows transfers under the EU-U.S. Data Privacy Framework, and the security page advertises US residency. An ISO 27001 badge appears in every footer with no certificate number and no certifying body, and it is absent from the seven checks the security page itself lists. And the performance figures shown throughout the site are interface mock-ups; the named case studies are the more meaningful evidence.
For a finance team with real volume, formalised rules and the patience for a scoped implementation, Numra is a credible option. Ask for the subprocessor list, pin down data residency in the contract, and get the ISO claim substantiated before signing.
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