Bonsai
Bonsai is a unified business management platform for service firms and freelancers, combining CRM, proposals, contracts, projects, time tracking and invoicing, plus an MCP connector that lets Claude, ChatGPT or Gemini act on your data.
What is Bonsai?
Bonsai is a business management platform for service firms, the kind that sells time and expertise rather than products. It calls itself the unified platform for service businesses, and the pitch is consolidation: one place for clients, projects and money instead of ten separate tools.
The product falls into three blocks. Client management covers a CRM, a deal pipeline, scheduling, estimates, proposals, agreements with e-signature, forms and a branded client portal. Project management covers projects and tasks, Kanban and Gantt views, task dependencies, budgets set by fee or by hour, time tracking, timesheets with reminders and locking, resource planning and a workload view. Finance management covers invoicing, including retainers, subscription invoices and multi-currency billing, alongside online payments, expense and income tracking, bookkeeping, rate cards, budget tracking and profitability reporting.
The AI layer arrives through Bonsai MCP, a Model Context Protocol server currently in beta. It exposes 36 tools spanning tasks, projects, team, deals, contacts, comments, notes, tags, time entries and invoices, and connects to assistants that speak MCP: Claude, Claude Code, ChatGPT, Cursor, Codex, Gemini, ZoomMate, Microsoft Copilot and n8n. Once connected you can ask for a project summary, create a task from meeting notes, move a deal or draft an invoice in conversation. The server is a stateless relay: your AI client handles the OAuth login itself, no credentials are stored, and the assistant can never do more in Bonsai than your own account already permits.
Around the product sits a large free library of contract, proposal, quote, invoice, form, scope-of-work and brief templates, plus utilisation and billable-hours calculators and a signature maker. Bonsai claims more than 10,000 firms and freelancers, over 5,000 agencies and consultancies, and 1,020+ reviews. It runs on the web, on iOS and Android, and as MacOS and Chrome apps. The publisher is Bonsai Technologies Inc. of San Francisco, part of Zoom since late 2025; the footer reads Bonsai, a Zoom company. Bonsai states plainly that it is a technology provider, not a law or accounting firm.
What it does
- Manage leads, contacts and deals in a built-in CRM and pipeline
- Send estimates, proposals and contracts with e-signature and automatic reminders
- Plan and track projects and tasks with Kanban, Gantt views and dependencies
- Log billable and non-billable time, then complete and lock timesheets
- Issue invoices, retainers and recurring bills, and collect payment online
- Report on profitability, utilisation and budgets, and export the underlying data
- Drive Bonsai in plain language from Claude, ChatGPT or Gemini through the MCP connector
When to use Bonsai / When not to
A quick filter to help you decide if Bonsai is the right fit.
When to use Bonsai
- Freelancers and solopreneurs who want one place for clients, contracts and invoices
- Creative, marketing and software agencies billing clients by project or by retainer
- Consulting and engineering firms tracking billable hours, budgets and margins
- Architecture and interior design studios juggling revisions, client budgets and staged billing
- Accounting practices and IT services firms automating recurring invoicing and timesheets
When not to use Bonsai
- Teams that need a permanently free plan: Bonsai only offers a 7-day trial
- Solo users drawn to the Elite tier, which requires a minimum of three seats
- Non-English-speaking teams, since the interface is offered in English only
- Organisations that require EU data residency, as Bonsai hosts everything in the United States
- Anyone looking for generative AI that writes, designs or codes: Bonsai runs the business, it does not produce the work
How to use Bonsai
A typical end-to-end flow, from setup to results.
- Create an account and start the 7-day trial; the site claims setup takes about 30 seconds
- Import or create your contacts and clients in the CRM, with tags, custom fields and filters
- Track opportunities as they move through the deal pipeline
- Send an estimate, then a proposal, then a contract from the template library, with e-signature and automatic reminders
- Open the project, break it into tasks and phases, and set a fee-based or hourly budget
- Log time as billable or non-billable, complete timesheets, and lock closed periods
- Plan team capacity and assignments through resource planning and the workload view
- Raise one-off, recurring or retainer invoices with time and expenses attached, and collect payment online
- Read the profitability, utilisation and project reports, and export the underlying data
- Connect the MCP server to your AI client by adding https://mcp.hellobonsai.com/mcp as a custom connector, then approve the OAuth login in your browser
Pros & Cons
Pros
- Genuinely broad scope: clients, projects and finances in one system, which is the whole point of switching
- Low entry price for the category, at 9 USD per user per month on annual billing
- Native MCP connector that lets mainstream AI assistants read and act on Bonsai data within your existing permissions
- Very large free template library of contracts, proposals, quotes, invoices, forms and briefs, plus public calculators
- Dedicated onboarding with data migration and phone support for teams of ten seats or more
- Support advertised as available 24/7 by email and chat, backed by a help centre and weekly webinars
- iOS, Android, MacOS and Chrome apps included from the entry plan, and a published GDPR data processing addendum
Cons
- No permanent free plan: the 7-day trial ends with a card and a paid subscription
- The 9 USD headline requires an annual commitment; monthly billing costs 15 USD, two-thirds more
- The features that justify the platform (profitability reports, Gantt, deal pipeline, QuickBooks, Zapier, Calendly and Google integrations) start at Premium, with Xero and custom imports reserved for Elite
- Elite requires a minimum of three seats, and dedicated onboarding only begins at ten
- English-only interface, and data hosted exclusively in the United States with no EU residency option
- No Article 27 EU representative is named, and the site publishes no position on whether customer data trains AI models or how to opt out
- The MCP connector is still in beta and several advertised features are marked as expected in 2026
Pricing & Plans
Bonsai does not offer a permanent free plan. Access begins with a 7-day free trial giving full, unlimited use, after which a paid plan and payment details are required to continue. The cheapest paid entry point is the Basic plan at 9.00 USD per user per month on annual billing, or 15.00 USD per user per month when billed monthly. A reduced rate is advertised for teams of 30 or more users.
- time tracking
- task management
- unlimited projects
- CRM
- service library
- iOS and Android apps
- unlimited clients
- 10 GB storage
- everything in Basic plus invoices and payments
- proposals and contracts
- all templates
- forms and questionnaires
- scheduling
- client portal
- expense and income tracking
- 100 GB storage
- everything in Essentials plus project insights
- workload management
- Gantt view
- deals pipeline
- custom fields and properties
- client tasks and messaging
- profit and productivity reports
- removal of Bonsai branding
- everything in Premium plus custom permissions
- timesheet locking
- expense markups
- Xero integration and custom data import
- 500 GB storage
- Dedicated onboarding is included from ten seats on the Premium and Elite plans
- and a reduced rate is advertised for teams of 30 or more users
Data, GDPR & hosting
A consolidated view of how Bonsai handles your data.
GDPR overview
Implementation is real but partial. Bonsai publishes a Data Processing Addendum setting out its commitment to handling personal data in compliance with the GDPR, downloadable as an EU-US addendum dated 5 August 2025 and countersigned on request. The privacy policy, last updated the same day, names lawful bases for European processing (consent, contractual necessity, legal obligation, legitimate interests) and the rights of access, portability, rectification, erasure, restriction, objection, consent withdrawal and complaint to a supervisory authority. Transfers out of Europe rely on adequacy decisions, contractual protections, binding corporate rules or derogations, and a subprocessor list is published through the Trust Center. Two gaps stand out: no Article 27 EU representative is named anywhere, and there is no dedicated privacy mailbox, everything going to the general support address.
Who owns the data?
Ownership stays with you. Bonsai's terms state that you retain the copyright and proprietary rights in the User Content you post. In exchange you grant Bonsai a worldwide, non-exclusive, royalty-free, sublicensable licence to host, store, transfer, display, reproduce, reformat, create derivative works from and distribute that content, including for risk management and collections. Bonsai itself owns the platform: interfaces, code and software. Feedback you send is treated more broadly still, under a perpetual and irrevocable licence. Where your own clients' personal data is concerned, Bonsai acts as processor and you remain the controller. On termination you may lose access to what you posted, so keeping copies is your responsibility.
Reuse rights
You may reuse your own data freely: nothing in the terms restricts it. You choose whether each piece of User Content stays private to your account or is shared publicly, and data exports are a listed feature of the reporting suite. Built-in tools push information to connected third-party services, and using one authorises that transfer, after which Bonsai no longer controls what happens to it. Two cautions temper this. Bonsai may modify or discontinue any part of the service without notice, and closing an account can remove access to what you posted. The terms therefore tell you plainly to keep your own permanent copies of anything that matters.
Data retention & training
Hosting summary
Bonsai hosts its services in the United States. The privacy policy is explicit: if you use the services from Europe or another region, your personal data is processed and stored in the U.S., and Bonsai may transfer it from there to other countries for storage, processing and operating the platform. For European users, Bonsai says it complies with applicable European transfer rules, relying on adequacy decisions, contractual protections, binding corporate rules or an appropriate derogation, and it publishes an EU-US Data Processing Addendum dated 5 August 2025. No EU data residency option is offered. A subprocessor list is published through the Trust Center at trust.hellobonsai.com, and the vendors named in the privacy policy include SendGrid, Customer.io, Intercom, Stripe, Chartmogul, Google Analytics, Mixpanel and Plaid. The marketing site itself sits behind Cloudflare. One caveat: the Trust Center is a JavaScript-rendered page whose subprocessor list and any security certifications could not be read during this review, so that part rests on the link Bonsai publishes rather than on the list itself.
Things to keep in mind
Risks and trade-offs to weigh before adopting Bonsai.
- The MCP connector gives an outside AI assistant read and write access to clients, deals, projects, time and invoices: a badly phrased instruction can change or delete real business records
- What the assistant sees includes your clients' personal data, for which you and not Bonsai are the controller, and conversations also transit through your AI vendor under its own retention rules
- Concentration risk: CRM, signed contracts, timesheets, expenses and billing all live in one account, so a single compromise exposes the entire business
- The licence you grant Bonsai over your content is broad, covering hosting, reproduction, reformatting, derivative works and sublicensing, and the licence over feedback you send is perpetual and irrevocable
- Subscriptions renew automatically and fees are non-refundable except where the law requires otherwise, so cancellation must land before the renewal date
- Termination can cost you access to what you posted, which makes regular exports and independent backups a necessity rather than a precaution
- Bonsai is explicit that it is neither a law firm nor an accounting firm: its contract templates and tax features do not replace a professional, and habitual reliance on them can quietly suggest otherwise
Setup & Integrations
Technical difficulty
Low. Bonsai is a hosted web application: sign up with an email, Google or Apple account and start, with the site promising setup in 30 seconds and no learning curve. Integrations with QuickBooks, Xero, Zapier, Calendly, Google and Slack need no code. The MCP connector adds one step: register mcp.hellobonsai.com/mcp as a custom connector in your AI client and approve the OAuth login in a browser, with no API keys to copy. The real effort is migrating existing clients, projects, time history and billing, which is why dedicated onboarding is offered from ten seats and custom data import at Elite.
Deployment
Integrations
Supported languages
Behind Bonsai
Fundraising
Social
Resources
All the official URLs gathered for verification and reference.
Alternatives
Tools that compete with or complement Bonsai.
Frequently asked questions
Does Bonsai have a free plan?
How much does Bonsai cost?
Can Bonsai be driven from an AI assistant?
Can the AI see more than I can?
Which tools does Bonsai integrate with?
Are there mobile apps?
Where is my data hosted?
Is Bonsai GDPR-compliant?
What is the minimum age to use Bonsai?
Who is behind Bonsai?
Should you pick Bonsai?
Bonsai is a mature business management platform that has added an AI layer, not an AI product that grew a back office. Everything a service firm does between winning a client and being paid is here: CRM and pipeline, estimates, proposals and e-signed contracts, projects with Gantt views and dependencies, time and timesheets, resource planning, invoicing, expenses and profitability reporting. The consolidation argument is the real one, and the customer stories the site publishes, including a 50-person agency claiming 150,000 USD a year saved after replacing ten tools, are consistent with it. The AI story is Bonsai MCP, and it is more substantial than most vendor AI badges: a Model Context Protocol server exposing 36 tools, so Claude, ChatGPT or Gemini can read and change real business records within your own permissions. It is also still in beta, and that cuts both ways. Pricing is aggressive at the door and less so further in. Nine dollars per user per month is genuinely cheap for this scope, but only on an annual commitment, and the features most firms actually buy the platform for, from profitability reports to the deal pipeline and the accounting integrations, begin at Premium. There is no free plan; seven days is all you get to decide. The legal groundwork is decent: terms and privacy policy dated 5 August 2025, a published GDPR data processing addendum, a trust centre and a subprocessor list. The gaps are worth knowing: hosting is United States only with no EU residency option, no Article 27 representative is named, the interface is English only, and the site says nothing about whether customer data is used to train AI models. Since late 2025 Bonsai belongs to Zoom, which brings resources and, in time, absorption into a larger platform.
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