Finalle AI
Finalle AI is a web platform for traders, equity analysts and financial journalists: it turns US stock news and SEC filings into AI summaries scored for sentiment and significance, with a multi-filter screener from $6 a month.
What is Finalle AI?
Finalle AI is a browser-based market intelligence platform that aggregates US stock market news, SEC filings and price data, then has artificial intelligence summarize and score it. The site sums up the promise in four words: Turn Headlines into Gains.
The centerpiece is a live feed of financial events. Each entry carries an event type, a sentiment score and a significance level, which turns an undifferentiated stream of headlines into something you can sort and rank. A search box at the top of the page finds any listed company by name or ticker and opens a dedicated page for that symbol. A screener adds nine filters — market capitalization, P/E ratio, EPS, price, volume, percentage change, sentiment, significance and event type — plus a free-text keyword search. Market data is live on the paid tiers; the free tier runs on a fifteen-minute delay. A commercial API is promoted inside the application, covering four content families: US market news, real-time portfolio notes, sector analysis and symbol-level data.
Signing in works by email with a one-time verification code, or through Google. The pricing ladder has three rungs: a permanent free tier, a monthly plan at $6 and a yearly plan advertised at $54. Individual subscriptions are licensed for personal, non-commercial use; enterprise access and custom integrations are handled on request.
One quirk is worth knowing before you sign up: the product is presented as Finalle AI in the site title, but the terms of service, the privacy policy and the header logo label all call it Catalist. Both names refer to the same service.
The publisher is explicit about limits. The terms state that Catalist provides financial data, news, and analysis tools for informational and educational purposes only, and that Catalist uses artificial intelligence to analyze and summarize financial information — with the caveat that AI summaries can be wrong and should be checked independently. Nothing on the platform is investment advice. Access is restricted to users aged 18 and over, the publisher declares itself US-based, and the governing law names both the United States and the State of Israel. The interface is English-only, rendered entirely in the browser, with no mobile app.
What it does
- Follow a live feed of market events for US-listed stocks
- Read an AI summary of a news article or an SEC filing
- Filter events by sentiment, significance, event type and keywords
- Screen stocks by market cap, P/E ratio, EPS, price, volume and percentage change
- Search a stock by name or ticker and open its dedicated page
- Feed the event stream into a third-party application through the API
When to use Finalle AI / When not to
A quick filter to help you decide if Finalle AI is the right fit.
When to use Finalle AI
- Active traders and self-directed investors who follow US-listed stocks through the trading day
- Equity analysts and portfolio managers who need to sort a constant news flow by significance
- Financial journalists and fact-checkers monitoring SEC filings and corporate announcements
- Developers who want to feed a stream of market events into their own application
- Cost-conscious users who want market intelligence for $6 a month rather than a professional terminal
When not to use Finalle AI
- Teams and companies: individual subscriptions are licensed for personal, non-commercial use only, and any organizational use is redirected to an enterprise agreement
- Anyone looking for financial or investment advice: the terms exclude it outright, and the publisher is not registered as an adviser or a broker
- Investors trading outside the United States: coverage stops at US equity markets, with NASDAQ and AMEX the venues named in the interface
- Data resellers and quant teams: scraping, automated extraction, resale and redistribution are all prohibited
- Mobile-first or offline users, and anyone under 18: there is no mobile app, no offline mode and no local installation, and the minimum age is 18
How to use Finalle AI
A typical end-to-end flow, from setup to results.
- Open the site and browse the live event feed straight away, in limited form, without an account
- Create an account with an email address and a password of at least six characters, then enter the one-time code sent to your inbox — or sign up with Google in a single click
- Search for a company by name or ticker in the header search bar
- Open a symbol’s dedicated page to read its events, AI summaries and linked SEC filings
- Narrow the feed with the screener filters, and reset everything with “Clear All Filters”
- Keep scrolling to load more of the feed
- Upgrade from the “Choose Your Plan” dialog, paying by card in the secure PayPlus frame
- Manage your account and your subscription from your profile, where cancellation is self-service
- Use the “Contact Us” form to request API access or an enterprise quote
Pros & Cons
Pros
- Entry price far below a professional market terminal: $6 a month, or $54 a year on the plan grid
- A permanent free plan with no expiry date
- A live event stream rather than a static list of articles
- Sentiment and significance are scored numerically, so the feed can be sorted and ranked
- Legal documents that are unusually complete and readable: service providers named, GDPR and CCPA rights detailed, retention periods quantified
- An explicit investment disclaimer that also covers the fallibility of the AI summaries
- Sign-in by Google or one-time code with no mandatory password, and an API promoted for integration into third-party applications
Cons
- No public pricing, features, contact or about page: all of it lives in in-app dialogs
- The yearly price is inconsistent on the site itself: the terms of service state $64 a year, while the plan grid in the application shows $54
- No public API documentation; access has to be requested through a form
- Split brand identity: the site title says Finalle AI, while the terms, the privacy policy and the logo label say Catalist
- No postal address, no full legal entity name and no legal or privacy email address is published
- No data processing agreement, no security certification and no named hosting country, and no documented way to keep your data out of model training
- The free plan runs on a fifteen-minute delay with the screener disabled; there is no mobile app, no social presence, and coverage stops at US equity markets
Pricing & Plans
A permanent free plan is available at no cost and with no expiry date. The lowest paid entry point is USD 6.00 per month. A yearly plan is also offered, but at two different prices depending on where it is quoted: the plan grid in the application shows USD 54 per year, presented as 25% off a struck-through USD 72, while the terms of service state USD 64 per year — an inconsistency the publisher has not resolved. No free trial is advertised; the free plan fills that role. Payment is by card through PayPlus, in a frame integrated into the platform. Subscriptions renew automatically at each due date, at the rate then in force. Cancellation is possible at any time and takes effect at the end of the period already paid for, after which the account reverts to the free plan; no pro rata refund is given for a period already started. The publisher announces 30 days’ notice before any price increase. Enterprise access, custom integrations and advanced API use are quoted on request.
- 3 AI summaries per day
- a feed delayed by fifteen minutes
- no screener filters
- no advanced analysis and a limited history
- unlimited AI summaries
- real-time market data
- unlimited filters
- advanced analysis
- full history and priority support
- Yearly — USD 54 per year on the plan grid
- struck through at USD 72 with a “25% OFF” label
- for the same features as the monthly plan
- note that the terms of service quote a different figure
- USD 64 per year
- enterprise access
- custom integrations and the advanced AI API
- quoted on request
Data, GDPR & hosting
A consolidated view of how Finalle AI handles your data.
GDPR overview
The privacy policy devotes a section to the GDPR for people located in the European Economic Area, listing the rights of access, rectification, erasure, restriction, portability and objection, plus withdrawal of consent. A separate section covers California’s CCPA rights: to know, to delete, to opt out of sale and to non-discrimination. Requests go through the platform’s contact form, with a stated response time of 30 days. Beyond that, the framework is thin. No Article 27 representative is designated, no data protection officer is named and no dedicated privacy email address is published. International transfers are covered by a single clause in which the user accepts them, with no mention of standard contractual clauses or destination countries. The site never claims to be GDPR compliant, holds no published certification such as SOC 2 or ISO 27001, and offers no data processing agreement.
Who owns the data?
Under the terms, you keep ownership of any data you provide, and you grant Catalist a license to use it on the conditions set out in the privacy policy. Everything on the other side of that line stays with the publisher: the software, the algorithms, the design, the trademarks and the proprietary analysis the platform generates. Feedback and suggestions are a separate case, and can be used freely with no compensation and no attribution. The privacy policy states that personal data is never sold, but allows it to be transferred if the company is merged or its assets are acquired, with prior notice to users.
Reuse rights
The account layer collects a name, an email address, an encrypted password and profile details — or the name, email and photo supplied by Google if you sign in that way — plus one-time verification codes. Usage is logged in detail: pages viewed, features used, search queries, headlines opened, filters applied and time spent, together with browser, operating system, device type, IP address and approximate location. Financial activity is tracked too: the symbols you look up, the articles and SEC filings you read, your screening criteria and your AI summary requests. The publisher uses all of this to run and improve the service, to develop new analysis tools and AI capabilities, to communicate with users and to meet legal and anti-fraud obligations. Data is shared with PayPlus for payments, Google Analytics, Google OAuth, transactional email providers, MongoDB Atlas for the database and OpenAI for the AI features, where the policy specifies that “data is processed anonymously”. Full card details are never stored on the publisher’s servers. In the other direction, what you read is not yours to reuse: the license is personal and non-commercial, and automated extraction, resale and redistribution are prohibited.
Data retention & training
Hosting summary
No hosting country or region is named anywhere on the site. The privacy policy states that the managed database runs on MongoDB Atlas, and that information may be transferred to and processed in countries other than the user’s country of residence, with service providers described only as located globally. That is the extent of the jurisdictional detail: no data center, no region, no standard contractual clauses. Security is described in more concrete terms. Passwords are hashed with bcrypt, traffic is carried over HTTPS/TLS, sessions and tokens are handled by NextAuth.js, internal access is restricted on a need-to-know basis, and the publisher says it runs regular security audits. Payments are PCI-compliant through PayPlus, and full card details are never stored on the publisher’s servers. No security certification is claimed — no SOC 2, no ISO 27001 — and no data processing agreement is offered. For a European user, that means the transfer of personal data outside the EEA rests on a single acceptance clause in the privacy policy rather than on a documented transfer mechanism.
Where Finalle AI works
Country-level availability.
Not available in
Things to keep in mind
Risks and trade-offs to weigh before adopting Finalle AI.
- This is not financial advice, and the terms are categorical about it: the content is informational and educational only, and the publisher is not registered as an investment adviser or a broker. Treating a scored event as a recommendation is the single biggest risk here.
- AI summaries can be wrong. The terms warn that they may contain inaccuracies or misread their source and ask for independent verification: a summarized SEC filing is not the filing.
- Outsourcing your judgment. A sentiment score and a significance level are convenient enough to replace your own reading of the source. Used daily, that habit erodes the ability to read a filing or a company statement for yourself.
- A real-time feed is built to be watched. An always-on stream of scored market events rewards constant checking and can push toward overtrading, which costs money whatever the summaries say.
- No guarantee of accuracy, completeness or timeliness is given, and data is delayed depending on the plan and on market rules, so what you see may already be stale.
- Contractual asymmetry: subscriptions renew automatically with no pro rata refund, the publisher may suspend or terminate an account at its sole discretion and without notice, and disputes go to binding arbitration with a waiver of class actions.
- Thin accountability: no postal address or full legal entity name is published, no option to keep your data out of model training is documented, the yearly price differs between the terms and the plan grid, and the personal, non-commercial license makes any professional use a matter for a separate enterprise agreement.
Setup & Integrations
Technical difficulty
Very low for everyday use. There is nothing to install: Finalle AI is a web application, and the event feed can be browsed in limited form without creating an account. Signing up takes an email address and a one-time verification code, or a single click through Google. No technical configuration is required to use the screener, the filters or the AI summaries. The only step that calls for developer involvement is the API: access has to be requested through a form, and there is no public documentation to work from.
Deployment
Integrations
Supported languages
Behind Finalle AI
Fundraising
Resources
All the official URLs gathered for verification and reference.
Frequently asked questions
What does Finalle AI cover?
Is there a free plan, and what does it include?
How much does the paid subscription cost?
Is there a free trial?
Do I need an account to use it?
How do I cancel a subscription?
Is there an API?
Can I rely on the AI summaries for investment decisions?
Who processes my data?
Is there a mobile app?
Should you pick Finalle AI?
Finalle AI sits in a gap that few products occupy: between the free news aggregator and the professional market terminal. Its strength is the ratio between what it puts on screen — a real-time event feed, a sentiment score, a significance level, a nine-filter stock screener — and what it charges for it, $6 a month or $54 a year. For an active investor watching US equities, that arithmetic is hard to argue with.
The reservations are about the publisher rather than the product. There is no postal address, no full legal entity name, and the service answers to two names: Finalle AI on the site, Catalist in the terms of service and the privacy policy. The yearly price is quoted at $64 in the terms and $54 in the plan grid, an inconsistency the publisher has not resolved. The API is advertised but has no public documentation, so a developer has to ask for access on trust. To the credit of the legal documents, they are complete and readable: service providers are named, GDPR and CCPA rights are set out at length, retention periods are quantified.
The use case is fixed by the terms themselves, and it is worth taking literally: the platform is informational and educational, never investment advice, and the AI summaries carry an explicit warning that they can be wrong. Treat it as a way to see market events sooner and sort them faster, not as a source of decisions.
It will suit active investors, equity analysts, financial journalists and developers working on US markets, provided they accept a personal, non-commercial license, US-only coverage, and a publisher that reveals little about itself.
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