FinDaily
FinDaily turns QuickBooks Online, Xero, Plaid and Zapier data into a recurring email digest. You design the template, insert live variables, choose the recipients and a daily or weekly schedule, then let it send automatically.
What is FinDaily?
FinDaily is a web application that turns accounting and banking data into a recurring email digest. The vendor describes it as a platform that automates the delivery of custom digests from your accounting and finance APIs, under the tagline Daily Financial Digest on Autopilot. Each day the latest data is retrieved from every connection and merged into responsive email templates that are delivered automatically. It is not a chatbot, a dashboard or a model-driven assistant: the site claims no artificial intelligence, and the deliverable is simply an email in an inbox. Setup follows the three moves shown on the homepage: connect the data, design the email, set the schedule. Connections cover QuickBooks Online, Xero, Plaid for bank accounts and Zapier for anything else. For each connection you toggle which records to pull, among unpaid invoices, unpaid bills, customers carrying a balance, selected accounts with their balances and customers, so only the data you select ever leaves the ledger. The email editor is a plain text editor with a live preview. You write the digest as you would write an ordinary email, insert variables that show a preview of the most recent data, and add data lists that loop over records and expose each item's properties. The vendor's own example is a bullet list of outstanding bills with due date and amount. Starter templates sit behind a drop-down, and an advanced editor plus a theme editor take over from there. Scheduling is granular: a time of day in 24-hour format, per-weekday selection, a time-zone override, and control over sender identity, reply-to address and recipients. Additional email profiles cover further businesses. A Connection Portal sends a secure link to whoever holds the ledger credentials, so a connection can be authorised without sharing logins. On security, FinDaily states that financial and personally identifying data is stored with OpenSSL AES-256 encryption, that new data is accessed only when an email is due, and that the previous email's data is then deleted from its servers. If a retrieval fails, the email is withheld and you are notified; per-variable control over that behaviour is announced as future work. The homepage credits FinDaily as built by Realize, an organisation for accounting professionals.
What it does
- Connect QuickBooks Online, Xero, Plaid or Zapier in one click
- Choose exactly which records to sync: unpaid invoices, unpaid bills, customers with a balance, accounts and customers
- Build the digest in a text editor with a live preview of the result
- Insert variables that resolve to live figures when the email is sent
- Loop over data lists, for instance a bullet list of outstanding bills with due date and amount
- Set the time of day, the weekdays and the time zone of each delivery
- Invite someone else to authorise a ledger connection through a Connection Portal link
When to use FinDaily / When not to
A quick filter to help you decide if FinDaily is the right fit.
When to use FinDaily
- Accounting firms and bookkeepers monitoring several client businesses from a single account
- Business owners who want a morning figure check without opening the ledger
- Controllers and finance managers who need recurring receivables and payables updates by email
- Practices whose clients hold the ledger logins, since a Connection Portal link avoids sharing credentials
- Small teams already running QuickBooks Online, Xero or Plaid who want reporting without new software to learn
When not to use FinDaily
- Developers looking for an API or developer documentation to build on, as none is published
- Teams wanting an interactive dashboard with charts and drill-down, since the deliverable is an email
- Anyone expecting a mobile application, as FinDaily is a web application only
- Businesses on ledgers other than QuickBooks Online or Xero, which are reachable only through Zapier
- Users looking for a free tool, since both plans are paid and there is no free tier
How to use FinDaily
A typical end-to-end flow, from setup to results.
- Create a FinDaily account and pick a plan, since both published plans are paid
- Open the Integrations page, expand the connector you need and click Connect, then sign in to the accounting or banking account and authorise FinDaily
- Alternatively, create a Connection Portal, name the connection and send the secure link to whoever holds the credentials; the red cross in the Active column turns to a green check once they sign in
- Keep the connection name short, because it becomes the variable name used in your templates
- Toggle the records to sync for that connection: unpaid invoices, unpaid bills, customers with a balance, accounts and customers
- Pick a starter template from the drop-down, attach the connection and save it
- Refine the digest in the advanced editor: write the text, insert variables, add data lists that loop over records and adjust the theme
- Set the schedule: the time of day in 24-hour format, the weekdays to send on, and a time-zone override if auto-detection is wrong or the business runs elsewhere
- Configure the sender identity, the reply-to address and the recipients, and use a manual send to test the result
- Add further email profiles to cover additional businesses
Pros & Cons
Pros
- Covers the two dominant small-business ledgers, plus bank feeds through Plaid and a generic Zapier route
- The template is genuinely yours to control rather than a fixed report, with variables previewing live data as you edit
- Scheduling is granular down to the weekday and the time zone
- Data minimisation is explicit: only the records you select, pulled only at send time, with the previous payload deleted
- AES-256 encryption of financial and personally identifying data is stated openly
- Someone without ledger credentials can be onboarded through the Connection Portal, so logins are never shared
- Modest pricing with steep volume discounts, down to $5 per email profile per month above 50 profiles, backed by a 60-day money-back guarantee
Cons
- No public API and no developer documentation, and no mobile application either
- A failed data retrieval suppresses the whole email; the vendor acknowledges banking connections can be fragile, and per-variable control is announced but not shipped
- No free plan and no advertised free trial, so the entry point is paid
- The GDPR is never mentioned, and there is no data processing agreement, no subprocessor list and no EU representative
- No hosting country or region is disclosed anywhere on the site
- No legal entity name and no postal address are published, and the only contact route is a single general email address
- The Template plan is restrictive: one business, one recipient, weekly delivery only, and QuickBooks Online or Xero as the sole integrations
Pricing & Plans
There is no free plan and no free trial. Both published plans are paid, quoted in US dollars and billed per email profile per month. The Template plan costs $5.00 per email profile per month and the Custom plan starts at $35.00 per email profile per month, falling with volume to $20 for two to five profiles, $15 for six to twenty, $10 for twenty-one to fifty and $5 from fifty-one profiles upward. The lowest entry point is therefore $5.00 USD per month on the Template plan. In place of a trial, FinDaily offers a 60-day money-back guarantee, with a refund available on request within that period, and the registration form accepts a promotional code.
- one business
- one e-mail recipient
- weekly delivery scheduling
- and QuickBooks Online or Xero only. Presented as ideal for monitoring one simple business.
- multiple businesses
- unlimited e-mail recipients
- advanced delivery scheduling
- advanced editor and theme editor
- with QuickBooks Online
- Xero
- Plaid and Zapier. Presented as ideal for monitoring one or more businesses with advanced reporting needs.
- 1 profile $35
- 2 to 5 profiles $20
- 6 to 20 profiles $15
- 21 to 50 profiles $10
- and 51 profiles or more $5.
Data, GDPR & hosting
A consolidated view of how FinDaily handles your data.
GDPR overview
The GDPR is never mentioned on the site, in either direction, and no European regulation is referenced in the privacy policy, the terms or the cookie policy. No Article 27 EU representative is designated, no data processing agreement is published or offered, no data protection officer is named, and no privacy or legal email address exists: the only published route for a data request is info@findaily.io. The privacy policy nevertheless grants rights that echo GDPR ones, including information, access, correction, deletion, restriction, objection and opting out of solely automated decision-making. Governing law is Oregon, USA, with exclusive jurisdiction of that state's courts. No hosting country or region is disclosed, so a European reader has no way of assessing where data rests or which transfer mechanism, if any, applies.
Who owns the data?
The accounting and banking records remain yours: they live in your own QuickBooks Online, Xero or Plaid accounts, and FinDaily pulls only the records you toggle on for each connection. The privacy policy, in force since 15 February 2021, gives you the right to know what is collected about you and how it is processed, to correct and update it, to request its deletion, and to restrict or object to its use. FinDaily states that it does not sell or rent personal information to marketers or third parties, and does not otherwise share or supply it. Third-party services may access data only to perform specific tasks on FinDaily's behalf, and are not permitted to use it for any other purpose.
Reuse rights
The figures in each digest come from your own ledger and bank accounts, and you nominate the sender, the reply-to address and the recipients, so the output circulates where you decide. On FinDaily's side, personal information is requested only where relevant to providing the service and is used to provide or improve it. Log data is captured automatically: IP address, browser type and version, pages visited, timestamps and time spent on each page. Aggregated and anonymised versions of data may be shared, for example in usage trend reports. Financial and personally identifying data is stored with OpenSSL AES-256 encryption, and new data is retrieved only when an email is due to be sent. Government and law-enforcement requests are refused where FinDaily judges them too broad or unrelated to their stated purpose. The site never mentions using customer data to train any model.
Data retention & training
Hosting summary
FinDaily discloses no hosting provider, no country and no region: nothing on the site says where the servers sit or who runs them. The domain is served through Cloudflare, an edge network that concerns delivery rather than where data rests, so it cannot be read as a hosting location. The only geographic anchor published is legal rather than technical: the terms are governed by the laws of Oregon, USA, with exclusive jurisdiction of that state's courts. On protection, FinDaily states that financial and personally identifying data is stored with OpenSSL AES-256 encryption, that new data is accessed only when an email is due, and that the previous email's data is deleted from its servers at that moment, which keeps the volume of resting financial data low wherever it sits. No subprocessor list is published and no data processing agreement is offered, so the chain of custody beyond FinDaily itself cannot be traced. An organisation with data-residency requirements should ask the vendor directly before connecting a ledger.
Things to keep in mind
Risks and trade-offs to weigh before adopting FinDaily.
- A broken connection withholds the entire email rather than sending a partial one, so a silent inbox can mean a broken feed rather than a quiet day; the vendor calls banking connections fragile and the per-variable fix is still future work.
- Relying on a scheduled digest can dull the habit of opening the ledger: the figures you never selected are the ones you stop noticing, and the metrics on the template quietly become the only ones anyone watches.
- No legal entity name, no postal address and no legal or privacy contact are published, which limits your practical recourse if something goes wrong.
- The privacy policy has been in force since February 2021 and is generic in wording; it never mentions the GDPR, a data processing agreement, subprocessors or an EU representative.
- The hosting location is undisclosed, so you cannot assess which jurisdiction your financial data rests in before connecting a ledger.
- Billing is per email profile per month, so the cost scales with the number of businesses monitored: work out the total before committing several clients.
- Each digest carries sensitive figures to every recipient on the list, and the Template plan sends weekly despite the product's daily framing, so review the recipient list and the actual send frequency against what your clients expect.
Setup & Integrations
Technical difficulty
Low. No code is required at any step. Integrations are described as one-click: you sign in to the accounting or banking account and authorise FinDaily, or send a Connection Portal link to whoever holds the credentials. Building a template is compared by the vendor to writing an ordinary email, with variables inserted from a picker and previewed live. The one concept that needs a little thought is data lists, which loop over records and expose each item's properties. The help centre documents onboarding in four steps, and a five-minute walkthrough video covers the whole product.
Deployment
Integrations
Supported languages
Behind FinDaily
Resources
All the official URLs gathered for verification and reference.
Frequently asked questions
What is FinDaily?
How does it work?
Which integrations are supported?
Is there a free plan or a free trial?
What does FinDaily cost?
How secure is the data, and how long is it kept?
Can I customise the email template?
What happens if a data connection breaks?
Is there a mobile app or a public API?
Who can connect the ledger, and how do I get support?
Should you pick FinDaily?
FinDaily does one narrow job and does it well: it takes the figures already sitting in QuickBooks Online, Xero, Plaid or a Zapier feed and delivers them as a scheduled email that nobody has to log in to fetch. Its strengths are concrete rather than promotional. The template is genuinely yours to write, variables preview live data as you edit, data lists loop over records so a list of outstanding bills builds itself, and scheduling goes down to the weekday and the time zone. Data handling is unusually restrained for the category: only the records you toggle on are pulled, they are pulled only when an email is due, the previous payload is deleted at that moment, and what remains is stored under AES-256 encryption. The Connection Portal is a thoughtful touch for firms whose clients hold the logins. What is thin is the published governance. No legal entity name, no postal address, no legal or privacy contact, no mention of the GDPR, no data processing agreement, no subprocessor list and no hosting disclosure. The privacy policy has stood unchanged since February 2021 and reads generically. None of that is disqualifying for a small US-based tool billing a few dollars a month, but a regulated buyer or a European firm will have questions the site does not answer. Pricing is modest and scales sensibly: $5 per email profile per month on Template, $35 downward to $5 on Custom as profiles multiply, clearly targeting practices running many client digests. There is no free plan or trial, but the 60-day money-back guarantee takes most of the risk out of the paid-only entry. The main operational caveat is the vendor's own admission that banking connections can be fragile, and that a failed retrieval withholds the entire email rather than sending a partial one.
- Choosing a selection results in a full page refresh.
- Opens in a new window.