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Financial Analysis · Report Generation

PrometAI

PrometAI is an AI planning platform that turns a short intake form into a complete business plan with linked financial statements, DCF valuation and submission-ready exports for lenders, visa offices, investors and university assignments.

Active Free plan Freemium No public API 16+ Verified by Guidaio
Overview

What is PrometAI?

PrometAI is a web-based planning platform built around one deliverable: a business plan a third party will actually accept. Published by PrometAI, Inc., a Delaware company based in Wilmington, it takes a short intake form — company name and description, project size, location, GICS industry — and returns a structured document covering executive summary, market analysis, strategy, operations and financial projections. Every section can be regenerated or edited by hand.

What separates it from a general-purpose chatbot is the financial layer. Plans carry a profit and loss statement, a balance sheet and a cash flow statement, financial dashboards on paid tiers, and a valuation module using DCF, multiples and residual value, with stress tests and scenario analysis alongside. A risk overview, activity planning and a task checklist push the document towards an execution roadmap rather than a one-off file.

Three further layers sit around that core. Entrepreneur Journey, launched in 2026, advertises 50+ tools live and 200+ on the way, organised as milestones: idea, name and brand, founder profiles, business registration, human resources, marketing and SEO, risk and strategy, profit and valuation. Blueprint supplies teaching sections explaining why each part of a plan exists, next to tutorials, case studies and an industry template library running from restaurants and hotels to SaaS and logistics. A strategy toolkit adds SWOT, Porter's Five Forces and PESTEL.

The stated audience is founders clearing a specific gate — a bank or SBA loan, an E-2 or EB-5 visa file, an investor meeting, a university assignment — and the site positions the product against two named references: consultants, said to charge thousands over several weeks, and ChatGPT, cheaper but unable to produce linked financials, a defensible valuation or submission-ready formatting. PrometAI claims 100,000+ founders, 70,000+ plans created across 180+ countries and an average completion time of 1.6 minutes.

Access is browser-only: no native application, no extension, no public API. Pricing is freemium — a permanent free tier, then USD 55 and USD 145 per month — with an Enterprise offer adding FP&A analytics and ERP integration with QuickBooks and NetSuite. The domain was registered in October 2023 and first archived in April 2024.

What it does

  • Generate a complete business plan from a short intake form
  • Build linked financial statements: profit and loss, balance sheet and cash flow
  • Value the business with DCF, multiples and residual value, then stress-test the numbers
  • Regenerate or hand-edit any section until the wording fits
  • Export to PDF or PowerPoint, or share a view-only link
  • Produce AI images, a simple logo, an NDA and a term sheet
  • Follow the Entrepreneur Journey milestones from idea to fundraising
Audience

When to use PrometAI / When not to

A quick filter to help you decide if PrometAI is the right fit.

When to use PrometAI

  • First-time founders who have never written a business plan and need a structure to follow rather than a blank page
  • Applicants building a bank or SBA loan file, or an E-2 / EB-5 visa business plan that has to be submitted as is
  • Students and educators — the site advertises special pricing for schools, incubators, accelerators and nonprofits
  • Consultants and advisors who produce plans, financial models and valuations for their own clients
  • Small established companies wanting financial dashboards, FP&A analytics and a QuickBooks or NetSuite connection

When not to use PrometAI

  • Developers who need to automate: PrometAI publishes no API and no developer documentation
  • Anyone expecting a mobile, desktop or offline app — the tool runs in a browser and nowhere else
  • Users unwilling to pay to export: PDF and PowerPoint are paid features and the free tier watermarks its PDF
  • Procurement and security teams requiring a signed DPA, a subprocessor list or SOC 2 / ISO 27001 evidence, none of which is published
  • Anyone looking for advice they can rely on: the terms exclude professional, legal, financial and investment advice, and the interface is English only
Get started

How to use PrometAI

A typical end-to-end flow, from setup to results.

  1. Create an account from the Try for Free button — sign-up is free and needs no technical background
  2. Fill in the intake form: company name and description, project size, location and GICS industry
  3. Upload your logo, or let the AI generate a simple one (paid tiers only)
  4. Choose the fonts and colour theme of the presentation, again on paid tiers
  5. Read through each AI-generated section and regenerate or rewrite whatever does not fit
  6. Move forward with Next and back with Previous step, iterating as often as your AI request quota allows
  7. Complete the Other inputs screen: corporate email, corporate phone and management team details
  8. Click Generate to open the finished plan page
  9. Switch between the Summary, Full Version, NDA and Term Sheet views
  10. Download the PDF on a paid tier, or share a view-only link on the free plan
Quick read

Pros & Cons

Pros

  • Pricing is public and itemised, with a feature-by-feature comparison table on the same page
  • The free tier never expires, and every paid plan carries a money-back guarantee
  • Financial statements and a valuation come with the plan, where a general chatbot stops at prose
  • Output is shaped for a named gate — bank, visa office, investor or classroom — rather than a generic document
  • Teaching material is woven in: Blueprint sections, tutorials and case studies explain the why
  • An industry template library covers everything from restaurants and hotels to SaaS and logistics
  • Commitment discounts are steep (about 18% quarterly, 55% annually) and special pricing exists for students, educators, incubators and nonprofits

Cons

  • No public API and no developer documentation of any kind
  • Browser only: no mobile app, no desktop app, no browser extension
  • PDF and PowerPoint exports are paid features, and the free tier watermarks its PDF
  • Quotas bite quickly — 1, 3 or 5 plans and 25, 200 or 500 AI requests per month depending on tier
  • No DPA, no subprocessor list, no security certification, and GDPR compliance is never claimed
  • The privacy policy has not been revised since February 2024 and still invokes Privacy Shield
  • One generic mailbox and a form handle every enquiry, and the interface is published in English only
Pricing

Pricing & Plans

PrometAI offers a permanently free plan, Explore, with no time limit and no payment details required. The cheapest paid entry point is the Application-Ready plan at USD 55 per month on monthly billing, followed by Investor-Grade at USD 145 per month. Quarterly billing reduces the price by approximately 18% and annual billing by approximately 55%, charged upfront. Every paid plan is covered by a money-back guarantee and may be cancelled at any time, renewals stopping at the end of the paid period. Enterprise deployments and the Time Saver expert service are quoted on request.

Explore (free) — USD 0 per month
  • 1 business plan
  • 25 AI requests and 2 AI images per month
  • core plan sections
  • view-only sharing
  • USD currency only and a watermarked PDF export
Investor-Grade (pro) — USD 145 per month
  • everything in Application-Ready plus PowerPoint export
  • DCF valuation and stress testing
  • NDA and term-sheet templates
  • 5 business plans
  • 10 translations
  • 50 high-quality images and 500 AI requests per month
Enterprise — quoted on request
  • AI planning
  • FP&A analytics
  • ERP integrations
  • tailored deployments
  • white-label options
  • SLAs and a dedicated account manager
Billing options on every paid plan
  • monthly
  • quarterly (about 18% off) or annual (about 55% off)
Special offers — Special pricing on request for students, educators, incubators, accelerators and nonprofits, through a pre-filled contact form · Commitment discounts: about 18% off with quarterly billing, about 55% off with annual billing · Money-back guarantee on every paid plan · Explore plan free forever, with no time limit and no payment details required
Prices and plans listed above may evolve. Always check the official pricing page before subscribing.
Trust & Privacy

Data, GDPR & hosting

A consolidated view of how PrometAI handles your data.

GDPR overview

The site never writes the word GDPR and never claims compliance. What the privacy policy — last updated on 2 February 2024 — does set out is a list of rights mirroring the regulation: access, rectification, erasure, restriction, portability, objection, withdrawal of consent and complaint to a supervisory authority, exercised through its Contact Information section. International transfers are said to rely on standard contractual clauses approved by the European Commission, or on a provider's Privacy Shield certification, a framework invalidated in 2020 that dates the document. The terms add that mandatory provisions of an EU customer's national law still apply despite the choice of Delaware law. No Article 27 representative is named, no data protection officer is appointed, no DPA is offered and no subprocessor list is published. Minimum age: 16.

Who owns the data?

You keep every right to what you create on the platform — business plans, text, images — and PrometAI, Inc. states plainly that it claims no ownership of that content. By using the service you grant the company a limited, non-exclusive, royalty-free licence to access, use, reproduce, modify and display it, solely to deliver and improve the service. Access is restricted to authorised staff bound by confidentiality, and the company undertakes not to publish or disclose your plans without your consent, save where the law compels it. The platform itself — site, software, logos — remains the exclusive property of PrometAI, Inc. Feedback you send is freely usable by the company.

Reuse rights

Yes: the plan, the financial statements and the images you generate are yours to reuse without asking permission. Nothing in the terms limits what you do with the output — submit it to a bank, a visa office or an investor, adapt it, reuse it commercially. Sharing is built in: every plan carries a share button that produces a view-only link, and paid tiers add PDF and PowerPoint export, the free tier watermarking its PDF. The restrictions run the other way, on the platform's own assets: PrometAI's site, software and logos may not be copied, and AI regeneration credits may not be used to turn an existing plan into a plan for an entirely different business, which the company treats as requiring another plan credit.

Data retention & training

Retention summary
PrometAI publishes no retention periods. The terms say that on termination your account and its associated data, including the content you generated, may be deleted, subject to any legal retention obligations, and they explicitly advise saving copies of anything you value before closing the account. The privacy policy grants a right to erasure on request, in certain circumstances, exercised through its Contact Information section. While the account is live the product keeps rather than discards: automatic cloud sync, backups and a version history for each plan. Nothing is said about how long logs, backups or de-identified data are retained, and no anonymisation timetable is published.
Trains on customer data
Unclear
GDPR contact

Hosting summary

PrometAI says little about where data lives. The privacy policy states that its primary hosting and processing facilities are situated in 'East US 2' — a United States data-centre region label — and never names the provider behind it. Network checks carried out for this review resolve the domain to Microsoft infrastructure (AS8075), consistent with an Azure region but not confirmed by the vendor. The company describes itself as operating globally and warns that personal information may be processed and stored outside the country where it was collected, citing standard contractual clauses approved by the European Commission, or a provider's Privacy Shield certification, as safeguards. No choice of region is offered and no data-residency option is documented; hosting suppliers are described only as reputable services known for their security standards. There is no DPA, no published subprocessor list and no security certification to corroborate any of it. Anyone with a residency requirement should ask the vendor directly before uploading a plan.

Hosting countries
🇺🇸 United States
Watch-outs

Things to keep in mind

Risks and trade-offs to weigh before adopting PrometAI.

  • AI-generated content is not vetted: the terms disclaim accuracy and completeness, guarantee no outcome, and state that nothing here is professional, legal, financial or investment advice
  • Treating the draft as finished work is the main misuse — reviewers will challenge figures the tool assembled from your own inputs, and you have to be able to defend every one of them
  • A business plan is sensitive material, and the view-only share link makes it readable by anyone who receives it, so use that button sparingly
  • AI regeneration credits may not be used to repurpose a plan for a different business, and PrometAI alone decides when a further plan credit becomes due
  • On termination the terms allow the account and its content to be deleted and exclude refunds for unused subscription time, which sits awkwardly beside the advertised money-back guarantee
  • Compliance documentation is thin for a tool that receives company financials: no DPA, no subprocessor list, and a privacy policy unchanged since February 2024 that still invokes Privacy Shield
  • Leaning on a generator for the thinking can hollow out the exercise: the worth of a business plan lies in the assumptions you argue through, not in the pages produced
Setup

Setup & Integrations

Technical difficulty

Very low. PrometAI runs entirely in the browser, so there is nothing to install, configure or maintain: create an account, fill in the intake form and the first draft appears. The site states that no technical background is required and that most users finish a first draft in one sitting. Product updates, cloud sync and backups happen without any user action. The only genuinely technical step is the ERP connection to QuickBooks or NetSuite, which belongs to the Enterprise offer and is handled by PrometAI's own team.

Deployment

Web app

Integrations

QuickBooks NetSuite

Supported languages

English
Company

Behind PrometAI

Company name
PrometAI, Inc.
Founded
17/04/2024
Country of origin
🇺🇸 United States
Headquarters
3 Germay Drive, Suite 1218, Wilmington, DE 19804, USA
UBO
Narek Abgaryan
UBO country
🇺🇸 United States
Domain registrar country
🇺🇸 United States
Legal contact
Support contact

Social

Official links

Resources

All the official URLs gathered for verification and reference.

Compare

Alternatives

Tools that compete with or complement PrometAI.

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FAQ

Frequently asked questions

What exactly does PrometAI do?
It is a web platform, published by PrometAI, Inc. of Wilmington, Delaware, that generates a full business plan and a financial valuation from a short intake form, then lets you edit or regenerate any section.
Is there a free version?
Yes. The Explore plan is free forever and includes one business plan, 25 AI requests and 2 AI images per month, the core plan sections and view-only sharing. Its PDF export carries a watermark.
How much do the paid plans cost?
Application-Ready is USD 55 per month and Investor-Grade USD 145 per month on monthly billing. Quarterly billing saves about 18% and annual billing about 55%. Paid plans carry a money-back guarantee.
How quickly can I get a plan?
The site claims an average completion time of 1.6 minutes and says 90% of users finish a first draft in a single sitting. Refining the draft afterwards consumes AI requests from your monthly quota.
In which formats can I get my plan out?
PDF export on paid tiers, PowerPoint export on Investor-Grade, and a view-only share link on every tier including the free one. Paid tiers also allow 5 to 10 translations of the document.
Will a bank, an investor or a visa office accept the plan?
PrometAI says its plans carry the sections and financial statements those reviewers expect and backs them with a money-back guarantee, but it guarantees no outcome: the terms explicitly disclaim any promise of funding or approval.
Is there an API or a mobile app?
No. There is no public API, no developer documentation, no iOS or Android application and no browser extension. PrometAI is reachable from any web-enabled device through a browser.
Who owns the plans I generate?
You do. The terms state that you retain all rights to your content and that PrometAI claims no ownership; the company holds only a limited licence to use it in order to deliver and improve the service.
Where is my data hosted?
The privacy policy names 'East US 2' as the primary hosting and processing location, without naming the provider. No region choice is offered, and no DPA or subprocessor list is published.
Is there a minimum age?
Yes, 16. The privacy policy states the service is not directed at children under 16 and that using it means affirming you are at least that age, or that a parent or guardian consents.
Conclusion

Should you pick PrometAI?

PrometAI does one thing thoroughly: it takes a founder from a handful of intake fields to a document a lender, a visa officer, an investor or a professor can read without wincing. The financial layer is what earns it its place — linked profit and loss, balance sheet and cash flow statements, a DCF valuation, stress tests — because that is precisely where a general-purpose chatbot leaves you to your own devices. Around it, the Entrepreneur Journey milestones and the Blueprint teaching sections turn the exercise into something closer to a guided course than a form filler, which suits the first-time founder the site is clearly written for.

The commercial terms are honest and easy to read: a free tier that does not expire, USD 55 and USD 145 monthly tiers, steep commitment discounts, a money-back guarantee and public feature tables. Plan and AI request quotas are the real ceiling, and anyone who iterates heavily will feel them.

Where it thins out is compliance. A tool that receives a company's financials, market position and management team publishes no DPA, no subprocessor list and no certification, never claims GDPR compliance in so many words, and rests on a privacy policy untouched since February 2024 that still cites Privacy Shield. Hosting is described only as East US 2. For a solo founder that may be beside the point; for an incubator or a corporate finance team it is the first question procurement will ask.

Read as what it is — a fast, structured, financially literate drafting assistant, not a substitute for the reasoning behind a plan — PrometAI is a sound choice, and its free tier costs nothing but the time to judge it.