Riskova
Riskova is an AI due diligence tool for business buyers. It reads uploaded financial files or QuickBooks data to flag risks, forecast results, score how attractive a deal is and benchmark the target against its industry.
What is Riskova?
Riskova is an AI due diligence assistant built for a single job: helping someone decide whether to buy a business. The homepage calls it a deal partner in a box and positions it against the two usual alternatives, relying on intuition or paying for consultants.
The tool works from documents the buyer already holds. You upload financial files, with profit and loss statements named explicitly, or connect a QuickBooks account instead, and Riskova reads them. From that material it produces five things. It flags risks across income, expenses, debt and profitability, a scan the vendor says takes seconds rather than the weeks a manual review would need. It generates forward-looking projections from the historical data and its trends. It assigns a Riskova Score, a single attractiveness figure meant to let a buyer separate promising deals from risky ones at a glance. It runs what-if simulations through an interactive scenario engine covering pricing changes, inflation and hiring shifts. And it benchmarks the target against industry standards for revenue, margins and growth expectations, returning a confidence score alongside the comparison.
The intended audience is stated plainly: first-time buyers and seasoned investors alike. Delivery is a web application. The marketing site is separate from the product itself, which sits behind a sign-in screen on a Vercel-hosted subdomain and is reached through the See DEMO button. There is no API, no mobile application and no browser extension.
Four price points are published openly, from 49 to 399 US dollars a month plus a 249 dollar one-off report, yet no checkout exists: every plan button is an inactive link, and the only working route to the company is a three-field contact form. The site names a five-person team led by Rehman Yousaf Tipu as chief executive, and its copyright line reads simply Riskova.
Beyond that, the public record is thin. No privacy policy, no terms of service, no postal address and no email address appear anywhere. The domain was registered at NameCheap in July 2025, and no customer reference, case study or usage figure is published.
What it does
- Flag financial red flags across income, expenses, debt and profitability
- Forecast a target's future performance from its profit and loss statements
- Score how attractive a deal is through an objective Riskova Score
- Simulate what-if outcomes for pricing changes, inflation and hiring shifts
- Benchmark a business against industry revenue, margin and growth standards
- Pull accounting data straight from a connected QuickBooks account
- Produce a one-off due diligence snapshot covering valuation and legal flags
When to use Riskova / When not to
A quick filter to help you decide if Riskova is the right fit.
When to use Riskova
- Individual buyers assessing the purchase of a small or mid-sized business
- First-time acquirers with no in-house analyst, who would otherwise hire a consultant
- Investors screening several opportunities at once and needing to rank them quickly
- Buyers whose target keeps its books in QuickBooks, since the accounts can be connected directly
- Anyone wanting a single one-off assessment rather than an ongoing subscription
When not to use Riskova
- Organisations with GDPR or procurement requirements, as no privacy policy, terms or DPA exist
- Teams that need an API or a developer integration, none of which the tool offers
- Buyers who work from a phone, since there is no iOS or Android application
- Anyone expecting free or self-serve access: no free plan is advertised and the plan buttons do not work
- Large-cap M&A teams and regulated audit work, for which no methodology or certification is documented
How to use Riskova
A typical end-to-end flow, from setup to results.
- Open the homepage and use the See DEMO button, which leads to the application's sign-in screen
- Create an account on the authentication page, where the sign-up route is active
- Collect the target company's financial documents, its profit and loss statements above all
- Upload those files to the platform, or connect the target's QuickBooks account instead
- Let the tool scan the material and review the red flags raised on income, expenses, debt and profitability
- Read the AI-generated projections built from the historical figures and their trends
- Check the Riskova Score to judge the deal's overall attractiveness
- Run what-if simulations on pricing, inflation or hiring to test how sensitive the outcome is
- Compare the business against industry benchmarks for revenue, margins and growth expectations
- To subscribe, use the contact form: the buttons on the pricing cards are inactive links
Pros & Cons
Pros
- A narrow, clearly stated purpose: acquisition due diligence rather than generic risk management
- Prices published openly on the homepage across four tiers, with no quote required to see them
- A one-off option, Quick Check at 249 US dollars per report, that avoids any subscription
- The advertised QuickBooks connection removes the need to re-key a target's accounting data
- A single summary figure, the Riskova Score, designed for fast triage across several deals
- An explicit turnaround claim: red flags in seconds, and weeks taken off the review timeline
- The five-person team is named on the site with their roles, which is uncommon at this stage
Cons
- No privacy policy, terms of service or data processing agreement exists anywhere on the site
- No legal entity, postal address, telephone number or email address is published
- Every plan button on the pricing section is a dead link, so there is no self-serve checkout
- Nothing is stated about GDPR, data hosting, subprocessors or training on customer data
- The marketing site is an unfinished Webflow template on GitHub Pages, with a 404 navigation link and a typo
- There is no API, no mobile application and no browser extension
- No customer reference, review, case study or usage figure is published
Pricing & Plans
There is no permanent free plan and no free trial advertised. The lowest paid entry point is the Starter plan at 49.00 USD per month, with two higher monthly tiers at 149.00 USD and 399.00 USD. A single one-off report, Quick Check, is offered at 249.00 USD. No online checkout is available: each plan directs the visitor to a contact request rather than to a payment page.
- basic risk reports and access to key marketplace data
- aimed at early-stage browsers
- full red flag detection
- valuation reports and deal attractiveness scores
- aimed at active buyers
- advanced benchmarking
- deeper analysis across multiple deals and priority support
- aimed at high-volume buyers
- a one-time full due diligence snapshot with legal flags
- valuation insights and scenario breakdowns
Data, GDPR & hosting
A consolidated view of how Riskova handles your data.
GDPR overview
There is no GDPR implementation to report. The words GDPR and General Data Protection Regulation appear nowhere on the site: not in the rendered text of any page, and not in the archived HTML either. There is no privacy policy, no terms of service and no legal notice in which such commitments could sit. No Article 27 EU representative is named, no data protection officer is designated, and no privacy contact address is given. No legal basis, retention rule or data-subject right is described, and the contact form collects a name, an email address and a message without any accompanying notice. Since no legal entity is identified either, a European user cannot establish who would act as controller. This is an absence of documentation, not a claim of non-compliance.
Who owns the data?
Riskova gives no answer, and the silence is complete rather than ambiguous. The company publishes no terms of service and no privacy policy: the usual paths return 404 on both riskova.com and the application domain, and no legal notice exists anywhere on the site. Nothing therefore states who owns the financial documents a buyer uploads, whether the vendor claims any licence over them, or which third parties may see them. The same silence covers accounting records pulled through the advertised QuickBooks connection. For a tool whose whole premise is the upload of a target company's confidential accounts, the absence of any ownership clause is a substantive gap, not a formality still to be filled in.
Reuse rights
Nothing on the site defines what a customer may do with the reports, scores and forecasts the tool produces, because there are no terms of service to define it. No licence is granted, no restriction is imposed, and no permission scheme is described for reusing, sharing or republishing the output. By the same token, no restriction is placed on the buyer either: the vendor states no rule at all. Anyone planning to pass a Riskova report to a lender, a co-investor or an adviser is acting without any published contractual position, in one direction or the other.
Data retention & training
Hosting summary
The vendor publishes nothing about data hosting. No country, no region, no cloud provider and no data centre is named anywhere, and there is no privacy policy, terms of service or security page in which such a statement could sit. No subprocessor is disclosed and no jurisdiction is claimed. Two observations come from network lookups rather than from the vendor, and they describe how pages are delivered, not where uploaded files are stored. The marketing site resolves to 185.199.108.153, an address in the GitHub Pages range served through Fastly's anycast network from a United States point of presence. The product application is served from a vercel.app subdomain, which indicates hosting on Vercel. Neither fact says anything about the storage of the financial documents a customer uploads, which remains undisclosed. For a buyer subject to data residency obligations, the practical position is that no hosting commitment exists to rely on, and none can be inferred from the delivery infrastructure.
Things to keep in mind
Risks and trade-offs to weigh before adopting Riskova.
- You are asked to upload a target company's confidential accounts to a vendor that publishes no privacy policy, no terms and no data processing agreement
- With no legal entity, address, telephone number or email published, there is no identified counterparty and no clear route to recourse
- Nothing is stated about GDPR, hosting jurisdiction, subprocessors, retention or whether uploaded data trains models, so none of it can be assumed either way
- A single automated score invites over-reliance: treating the Riskova Score as a verdict rather than one input can crowd out the professional advice an acquisition normally needs
- No accuracy guarantee, limitation or disclaimer is published for forecasts and scores that are meant to inform a large financial commitment
- Dead plan buttons, a 404 navigation link and a product hosted on a provider subdomain all point to a very early stage, with the continuity risk that implies
- The domain was registered in July 2025; earlier web archive captures belong to a previous holder, so any impression of a long track record is misleading
Setup & Integrations
Technical difficulty
Low, technically. Nothing is installed: Riskova is a web application reached in a browser, and an account is created on the sign-in page. The inputs are a file upload of the target's financial documents, or a QuickBooks connection. There is no API, no SDK and no code to write. Two frictions are worth noting, and neither is technical: no documentation, onboarding guide or help centre is published, so a first-time user has no reference material; and subscribing requires contacting the vendor through a form, because the plan buttons do not work.
Deployment
Integrations
Supported languages
Behind Riskova
Resources
All the official URLs gathered for verification and reference.
Frequently asked questions
What does Riskova actually do?
What do I have to give it to work from?
What is the Riskova Score?
How much does it cost?
Is there a free plan or a free trial?
How do I subscribe?
Is there an API or a mobile app?
What does the vendor say about handling my uploaded documents?
Who is behind Riskova?
Is it restricted to certain countries or languages?
Should you pick Riskova?
Riskova sets itself a narrow and sensible target. Buying a small business means reading accounts you did not prepare, under time pressure, usually without an analyst; a tool that reads a profit and loss statement, raises the obvious red flags, projects the numbers forward and scores the deal answers a real need. The five advertised functions are coherent with one another and with the buyers they address, the prices are published rather than hidden behind a quote, and the 249 dollar one-off report is a fair way to test the product without committing to a subscription.
What is missing sits on the other side of the ledger, and it is not minor. Riskova asks a buyer to upload the confidential accounts of a target company, yet publishes no privacy policy, no terms of service and no data processing agreement. No legal entity, postal address, telephone number or email address appears anywhere, so a customer has no identified counterparty. Nothing is said about where data is stored, who processes it, how long it is kept, or whether it feeds model training.
The commercial signals point the same way. Every plan button is a dead link, the navigation carries a misspelled item leading to a 404 page, the marketing site is an unfinished template and the product runs on a hosting provider's subdomain. The domain was registered in July 2025, and no customer reference or usage figure exists to offset that.
Worth a look for an individual buyer curious about the approach, and worth a contact request to see the product in action. Not, on this evidence, a tool to hand a target company's books to without first asking the team, in writing, the questions the site leaves unanswered.
- Choosing a selection results in a full page refresh.
- Opens in a new window.